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Welcome to our website, we are -              
                       "Your Home Town Mortgage Professionals"
                          Featuring Reverse Mortgages for Senior Citizens

Service Area

El Dorado County California, including the communities of Placerville Ca., Diamond Springs Ca., Cameron Park Ca., El Dorado Hills Ca., Camino Ca., Pollock Pines Ca. We are licensed to loan anywhere in California. 

Loan Types
We are Reverse Mortgage experts, see our reverse mtg. page.  We also provide mortgages for purchasing your new home, or refinancing an existing home. Combining the best loan programs & lenders like:

  • USDA - US Dept. of Agriculture Rural Loans 
  • FHA - Federal Housing Authority Guaranteed Loans 
  • VA - Veterans Administration Home Loans 
  • Conventional - Home Loans 
  • Fannie Mae -  DU Refinance Plus 
  • Reverse Mortgages - Equity access for senior citizens 

What's next?

You'll find information on this website that will explain more about us, how we can help you, and a few simple steps to get started. Or, contact us at (530) 621-2222 to talk with Morris or John. We are here to assist you any way we can, stop by and chat, we can discuss the many financial options available to you, and get you prequalified for that perfect home.

Serving the Placerville area since 1991 (530) 621-2222  
See our real estate website at www.stelzmillerrealty.com 


Today's Rates

Mtg Loan Rate APR
30-yr Fixed 3.69% 3.81%
15-yr Fixed 2.97% 3.13%
1-yr Adj 2.46% 3.05%
* national averages

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